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Check Routing Numbers

Check Routing Numbers

Click on the link within the article to see the full article about check bank routing numbers, and an alphabetically listed list of American Bank routing numbers..

All bank routing numbers are for American banks, monetary institutions and credit unions.

These embrace the addresses, phone numbers and routing numbers for Wells Fargo, chase routing number, Residents Bank, Citibank, Capital One, Comerica, BBVA Compass, Charles Schwab and Commerce Bank and many others.

Please word that a bank or financial institution can have more than one routing number. The routing numbers listed are the FedACH numbers, used for electronic transfers. For many banks, this is the same number because the ABA routing number found on checks, but not always.

We suggest additionally searching for 'routing number' on your banks' homepage. This page is updated yearly. A bank routing number will usually not change. One reason it may change, nonetheless, can be in the case of a bank merger. For each day updated routing number lists, please discuss with the lookup services listed beneath 'Different Assets'.

The right way to find the routing number and account number on a check.

To be able to ship and receive money from other monetary institutions, banks and credit unions need a routing number.
What's a routing number?

It’s a 9-digit number assigned to a bank or credit union so it might ship and receive funds from different financial institutions. The routing number determines where your account was opened.

It is also often called an ABA (American Bankers Affiliation) number, and as a routing transit number.

Relatively than reading a check to seek out out your bank’s name and probably confusing it with a bank of an identical name, routing numbers assist bank workers and the machines that now process checks to know exactly the place money is supposed to go. That approach, checks intended for Bank of America and American Bank by no means go to the improper place by mistake.

One bank might have many routing numbers, relying on things like the placement of the account or the duty it’s getting used for, but no 2 banks will ever have the same routing number.

Routing numbers are used for lots of on a regular basis tasks:

Direct deposit.
Automated bill payments.
Check processing.
Wire transfers.

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Where to discover a routing number

The routing number is part of the magnetic ink character recognition, or MICR, line at the bottom of your check, which also includes your account number. If you’re trying to find out your bank’s routing number, that’s a great place to start.

Sample of a personal check

Alternatively, your bank’s website may submit its routing numbers online. That’s because, unlike your checking account or savings account number, it’s not something you really need to maintain secret, says C. Diane Poole, senior vice president, member & technical services at the ABA.

"Most banks will post their routing numbers on their web sites, because when individuals want to wire them cash, they want that information," Poole says. "It turns into more delicate when you will have a routing number and an account number, because then you'll be able to actually have access to somebody’s individual account."

You’ll additionally need to make sure you have the best routing number for what you’re trying to do. For instance, the routing number in your checks may differ from the number you'll use for doing a wire transfer.
Where did routing numbers come from?

Routing numbers had been initially created by the ABA in 1910 as a technique to make check processing simpler and more safe, Poole says.

"They needed a method to uniquely establish the paying bank — in other words, the bank that was going to be responsible for really honoring the check — so this was form of the first time that an identification number was used," Poole says. "This was back when there weren’t any computers."
Routing numbers have been created by the American Bankers Affiliation in 1910 as a method to uniquely establish the paying bank.

The routing number helped an individual taking a check ensure they would truly get the money the check promised from the payer’s bank.

After the Federal Reserve was based and took on a large function within the processing of funds, a Federal Reserve number was added to each bank’s routing number. That "Federal Reserve routing image," as it’s officially identified now, specifies the kind of institution and the Federal Reserve district by which the account was opened.
Check processing turns into nearly instantaneous

The numbers would go on for use in digital check-cashing networks starting in the Sixties, which tremendously sped up check processing. The passage of the Check 21 Act, and the ability of banks to make digital copies of checks for transportation, slightly than sending paper copies, has made processing almost instantaneous.

Actually, routing numbers are part of the reason that the "check float" — writing a check you don’t have the cash to cover in hopes that a deposit will come by to cover it earlier than it is processed — doesn’t really work anymore, Poole says.

"When you write a check, there’s a chance the money’s already been debited before the ink dries on the check if it’s been remotely captured," Poole says. "People just need to understand that payments transfer at lightning speed."

In other words, don’t write checks that your bank can’t cash instantaneously.



Prime one hundred fifty Largest US Banks.

Click on on the link within the article to see the complete list of bank routing numbers for America's Prime one hundred fifty banks.

Following are the one hundred fifty U.S. financial institutions with probably the most deposits as of 31 Dec 2008 (in billions of U.S. dollars). For updated info, go to www.fdic.gov. Word: Click on the bank or credit union's name to go directly to their website.

Rank Name Headquarters Deposits (billions)
1 JP Morgan Chase & Co. New York, NY $1,009
2 Bank of America Charlotte, NC $884
three Wells Fargo San Francisco, CA $785
four Citigroup New York, NY $774
5 PNC Monetary Services Group Pittsburgh, PA $193
6 HSBC Holdings London $161
7 Bank of New York Mellon New York, NY $160
8 U.S. Bancorp Minneapolis, MN $159
9 SunTrust Bank Atlanta, GA $113
10 State Street Corp. Boston, MA $112
eleven Capital One Monetary McClean, VA $109
12 BB&T Corporation Winston-Salem, NC $98.7
thirteen Toronto-Dominion Bank Toronto, ON $95.6
14 Royal Bank of Scotland Edinburgh $94.eight
15 Regions Financial Birmingham, AL $90.9
sixteen Fifth Third Bancorp Cincinnati, OH $78.9
17 ING Group Wilmington, DE $71.eight
18 KeyCorp Cleveland, OH $65.3
19 Northern Trust Chicago, IL $62.4
20 Bank of Montreal Toronto, ON $53.7
21 BNP Paribas (Bank of the West) Paris $46.6
22 Mitsubishi UFJ Monetary Group (Union Bank) Tokyo $46.1
23 Allied Irish Banks Dublin $42.6
24 Comerica Dallas, TX $42.2
25 Zions Bancorp Salt Lake Metropolis, UT $41.3
26 Marshall & Ilsley Milwaukee, WI $41.1
27 Banco Bilbao Vizcaya Argentaria S.A. Bilbao, Spain $38.8
28 Huntington Bancshares Columbus, OH $38.zero
29 E-Trade Financial New York $29.9
30 Synovus Monetary Corp. Columbus, GA $28.6
31 Popular Inc. San Juan, PR $27.6
32 Navy Federal Credit Union Vienna, VA $24.7
33 Charles Schwab Corp. San Francisco, CA $23.9
34 Royal Bank of Canada (Centura) Toronto, ON $21.1
35 Colonial BancGroup Inc. Montgomery, AL $18.7
36 Hudson Metropolis Bancorp Paramus, NJ $18.7
37 Deutsche Bank Frankfurt $17.1
38 Folks’s United Monetary Inc. Bridgeport, CT $15.6
39 State Staff Credit Union Raleigh, NC $15.three
40 Associated Banc-Corp Green Bay, WI $15.2
41 BOK Monetary Corp. Tulsa, OK $15.zero
42 New York Group Bancorp Inc. Westbury, NY $14.6
forty three First Horizon National Bancorp Memphis, TN $14.2
44 First Citizens Bancshares Raleigh, NC $13.7
45 Astoria Financial Corp. Lake Success, NY $13.7
46 First Bancorp San Juan, PR $13.1
47 Commerce Bancshares Kansas City, MO $12.9
48 Metropolis National Bank Beverly Hills, CA $12.7
49 Webster Monetary Corp Waterbury, CT $11.9
50 FBOP Corp Oak Park, IL $11.eight
fifty one Cullen/Frost Bankers Inc. San Antonio, TX $11.6
52 Warranty Monetary Group Inc. Austin, TX $11.6
53 AmTrust Financial Corp. Cleveland, OH $11.four
fifty four New York Private Bank & Belief Corp New York, NY $11.3
fifty five W Holding Co. Inc. Mayaguez, PR $10.9
56 Fulton Financial Corp. Lancaster, PA $10.6
fifty seven Pentagon Federal Credit Union Alexandria, VA $10.5
fifty eight TCF Monetary Wayzata, MN $10.three
59 Lehman Brothers Holdings Inc. New York $10.2
60 Bancorpsouth, Inc. Tupelo, MS $9.63
sixty one Valley Nationwide Bank Wayne, NJ $9.fifty two
sixty two South Financial Group Greenville, SC $9.45
sixty three Whitney Holding Corp. New Orleans, LA $9.27
sixty four Susquehanna Bancshares Inc. Lititz, PA $9.07
65 Residents Republic Bancorp Inc. Flint, MI $9.06
66 UCBH Holdings, Inc. San Francisco, CA $8.97
sixty seven Raymond James Monetary Inc. St. Petersburg, FL $8.seventy nine
68 First Banks Inc. Clayton, MO $8.74
sixty nine Wilmington Belief Wilmington, DE $8.sixty six
70 BankUnited Monetary Corp. Coral Gables, FL $8.sixty one
71 Third Federal S&L Cleveland, OH $8.48
72 Wintrust Monetary Corp Lake Forest, IL $8.38
73 Sterling Monetary Corp. Spokane, WA $8.37
74 Bank of Hawaii Honolulu, HI $8.29
75 Arvest Bank Group Bentonville, AR $8.23
seventy six East West Bancorp Inc. Pasadena, CA $8.15
77 FirstBank Holding Co. Lakewood, CO $8.eleven
78 PrivateBancorp Chicago, IL $8.00
seventy nine Flagstar Bancorp Inc. Troy, MI $7.ninety one
eighty Boeing Workers Credit Union Tukwila, WA $7.88
eighty one UMB Monetary Corp. Kansas Metropolis, MO $7.73
eighty two Midland Financial Oklahoma City, OK $7.sixty four
83 Firstmerit Corp. Akron, OH $7.60
eighty four Corus Bancshares, Inc. Chicago, IL $7.59
85 SVB Monetary Group Santa Clara, CA $7.53
86 Prosperity Bancshares Inc. Houston, TX $7.33
87 Washington Federal, Inc. Seattle, WA $7.29
88 United Group Banks, Inc. Blairsville, GA $7.00
89 MetLife Inc. New York, NY $6.88
ninety Worldwide Bankshares Corp Laredo, TX $6.86
91 Cathay Normal Bancorp El Monte, CA $6.84
92 Trustmark Corp. Jackson, MS $6.eighty two
ninety three Central Bancompany Jefferson City, MO $6.79
ninety four Umpqua Holdings Corp. Portland, OR $6.60
ninety five Pacific Capital Bancorp Santa Barbara, CA $6.59
96 SchoolsFirst Federal Credit Union Santa Ana, CA $6.fifty five
ninety seven MB Monetary, Inc. Chicago, IL $6.50
ninety eight Nationwide Penn Bancshares Inc. Boyertown, PA $6.39
ninety nine Cam-Discount Ltd. Grand Cayman $6.21
one hundred Apple Monetary Holdings Inc. New York, NY $6.09
one zero one F.N.B. Corp Hermitage, PA $6.05
102 First Niagara Monetary Lockport, NY $6.05
103 Golden 1 Credit Union Sacramento, CA $6.00
104 Hancock Holding Firm Gulfport, MS $5.93
105 First Citizens Bancorp, Inc. Columbia, SC $5.80
106 United Bancshares, Inc. Charleston, WV $5.65
107 First Midwest Bancorp, Inc. Itasca, IL $5.59
108 Old Nationwide Bancorp Evansville, IN $5.42
109 Otto Bremer Foundation St. Paul, MN $5.40
a hundred and ten First Interstate Bank Billings, MT $5.17
111 Northwest Bancorp MHC Warren, PA $5.12
112 Jap Bank Corp. Boston, MA $5.10
113 Suncoast Schools Federal Credit Union Tampa, FL $5.05
114 Banco Santander Santander, Spain $5.02
115 EverBank Financial Corp. Jacksonville, FL $5.02
116 Dickinson Monetary Corp. Kansas City, MO $4.98
117 Boston Private Monetary Holdings, Inc. Boston, MA $4.ninety two
118 FirstFed Monetary Corp. Los Angeles, CA $4.91
119 Bank Leumi Ie-Israel, BM Tel-Aviv, Israel $4.eighty two
120 American Airlines Federal Credit Union Fort Value, TX $4.81
121 Rabobank Nederland Utrecht $4.seventy nine
122 Park National Corp. Newark, OH $4.76
123 Provident Bancshares Baltimore, MD $4.seventy five
124 Alliant Credit Union Chicago, IL $4.67
one hundred twenty five Capitol Bancorp Ltd. Lansing, MI $4.50
126 NewAlliance Bancshares Inc New Haven, CT $4.47
127 Johnson Monetary Group Racine, WI $4.forty three
128 R&G Monetary Corp. Hato Rey, PR $4.43
129 Doral Financial Corp San Juan, Puerto Rico $4.40
a hundred thirty Mercantil Servicios Financieros Caracas $4.36
131 First Commonwealth Financial Corporation Indiana, PA $4.28
132 Pinnacle Bancorp Inc. Central City, NE $4.27
133 Buyers Bancorp MHC Quick Hills, NJ $4.26
134 Provident Monetary Services Inc. Jersey Metropolis, NJ $4.25
one hundred thirty five Ocean Bankshares, Inc. Miami, FL $4.17
136 Safety Service Federal Credit Union San Antonio, TX $4.07
137 Capitol Federal Savings Bank MHC Topeka, KS $4.01
138 Iberiabank Corp. Lafayette, LA $4.00
139 SNBNY Holdings Gibraltar $3.99
140 San Diego County Credit Union San Diego, CA $3.ninety seven
141 America First Federal Credit Union Riverdale, UT $3.ninety seven
142 Harleysville Nationwide Corp. Harleysville, PA $3.ninety four
143 BFC Monetary Corp Fort Lauderdale, FL $3.93
one hundred forty four Amcore Financial Inc. Rockford, IL $3.ninety three
145 NBT Bancorp Inc. Norwich, NY $3.92
146 Central Pacific Financial Corp. Honolulu, HI $3.ninety one
147 Sterling Bancshares Houston, TX $3.82
148 Banner Corp. Walla Walla, WA $3.78
149 First Retailers Corp Muncie, IN $3.72
150 Community Bank System De Witt, NY $3.70
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